Mortgage

October 11, 2022
Two-Questions-Every-Homebuyer-Should-Ask--1024x683
Published by Tim Yee at October 11, 2022
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Two Questions Every Homebuyer Should Ask Themselves Right Now

Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year.
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June 15, 2022
Realtor shows a couple a home. The realtor shows them the home's large living and kitchen area. The couple is expecting their first child.
Published by Tim Yee at June 15, 2022
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What Are the Best Options for Today’s First-Time Homebuyers?

If you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago.
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November 18, 2021
Another month, another chance to save
Published by tyee@norcalgold.com at November 18, 2021
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Why You Shouldn’t Be Upset About 3% Mortgage Rates

With the average 30-year fixed mortgage rate from Freddie Mac climbing above 3%, rising rates are one of the strongest housing topics today.
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October 29, 2021
WhichOne
Published by tyee@norcalgold.com at October 29, 2021
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Knowledge Is Power When It Comes to Appraisals and Inspections

Buyers in today’s market often have questions about the importance of getting a home appraisal and an inspection. That’s because high buyer demand and low housing supply are driving intense competition and leading some buyers to consider waiving those contingencies to stand out in the crowded market.
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July 23, 2021
The-Concerns-of-Every-Home-Buyer
Published by tyee@norcalgold.com at July 23, 2021
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Diving Deep into Today’s Biggest Buyer Concerns

Last week, Fannie Mae released their Home Purchase Sentiment Index (HPSI). Though the survey showed 77% of respondents believe it’s a “good time to sell,” it also confirms what many are sensing: an increasing number of Americans believe it’s a “bad time to buy” a home. The percentage of those surveyed saying it’s a “bad time to buy” hit 64%, up from 56% last month and 38% last July.
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June 26, 2021
Published by tyee@norcalgold.com at June 26, 2021
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Pre-Approval Makes All the Difference When Buying a Home

Being intentional and competitive are musts when buying a home right now. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Just as important, being able to present a pre-approval letter shows sellers you’re a qualified buyer, something that can really help you land your dream home in an ultra-competitive market.
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May 1, 2021
Published by tyee@norcalgold.com at May 1, 2021
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Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home

This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to move may feel like they’ve missed the chance to score a great rate on their next mortgage.
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